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Dr. Pawan Jain received his Ph.D. in Finance from The University of Memphis in 2013 and a Ph.D. in Instructional Design and Technology from the University of Wyoming in 2008. He is a Chartered Financial Analyst (CFA®) charterholder and a Certified Financial Planner (CFP®). He is also a Blockchain expert as certified by the American Institute of CPAs®. Dr. Jain has authored several scholarly articles in leading finance and real estate journals such as the Journal of Corporate Finance, Journal of Financial Markets, Financial Management, Journal of real Estate Finance and Economics, etc. He has won several awards and honors for his high quality research and outstanding teaching. He has made over 200 presentations at professional meetings and has also been invited to present his research at several premier business schools, such as the University of Mississippi, Indian Institute of Management (Bangalore, Kolkata, and Indore), Symbiosis Institute of Management Studies, Worcester Polytechnic Institute, University of Wyoming, University of Memphis, and Marquette University, among others. Dr. Jain’s research has been featured in popular press and he has been interviewed several times by the news channels for his opinion on stock market regulations , Blockchain, and high frequency trading. He has also been invited to present his research at the United States Securities and Exchange Commission (SEC), National Association of Real Estate Investment Trusts, Securities and Exchange Board of India (SEBI), Reserve Bank of India, and National Stock Exchange of India. He was also invited to serve on the state of Wyoming's Blockchain Coalition.

When managing your money, take a chatbot’s ‘confidence’ with a grain of salt

AI chatbots have entered everyday life with remarkable speed: A 2025 Pew Research Center survey found that 34% of U.S. adults and 58% of those under 30 have used ChatGPT, roughly double the share two years earlier. A growing number are asking AI about money, and as Dr. Pawan Jain highlights, some are getting burned. According to a 2025 survey of 2,000 U.S. adults by Pearl.com, a professional services platform, 19% said they lost more than $100 by following financial advice from an AI chatbot. Among Gen Z investors, that figure rose to 27%.

Subjects: AI, Economy, Education, Financial System